I have used Toby’s services for over 4 years and have always had the highest levels of service. In 2012 I suffered an acute shoulder injury which would end up requiring specialist surgery. I battled the ACC process for over 12 months and was ev...

Toby helped us with a number of policies from life and trauma to ACC. We found his approach friendly and thorough making sure all bases where covered properly. We really appreciated the extra effort and time taken to make sure things were done ...